Short answer
Five administrations, each with a precise power over your project
The commune, through its president, issues the building permit and the occupancy permit. The urban agency provides the planning information note, prepares the planning documents and holds a binding opinion without which no permit can be issued. The prefecture or province sits on every committee and its governor enforces the deadlines. ANCFCC, through its land registrars, keeps the land register and issues titles and certificates. The National Order of Architects keeps the register of architects entitled to sign projects. Knowing whom to ask for what avoids most of the back-and-forth.
The same house project passes through at least five administrations, and each answers only the questions that concern it. Asking the commune what the plan d’aménagement allows, or the urban agency whether your land is titled, loses weeks. This guide describes each actor’s role as it emerges from the general building regulation, the land registration dahir and the founding texts, and says at which point of the journey you meet it. It complements the guide on the legal framework.
Who intervenes when?
In brief
ANCFCC before the purchase, the urban agency before you draw, the commune at filing and at the end, the prefecture during review, the Order of Architects when you choose a designer.
| Actor | What it does for you | When | Text |
|---|---|---|---|
| Land registry (ANCFCC) | Registers the plot, inscribes rights, issues the certificate of ownership and the title duplicate | Before purchase, then at every transfer | Dahir of 12 August 1913, art. 9, 52, 58, 61, 65 |
| Urban agency | Issues the planning information note, prepares development plans, gives a binding opinion in committee | Before you draw, then during review | 1993 dahir; RGC art. 6-8, 21, 35 |
| Commune (president of the council) | Receives the file, decides, issues the building and occupancy permits, collects the taxes | At filing, decision, completion | Law 12-90 art. 40 and 55; RGC art. 30, 35, 39, 41 |
| Prefecture or province, wilaya | Permanent member of review and inspection committees; the governor enforces deadlines | During review and inspection | RGC art. 15, 21, 42, 49 |
| National Order of Architects (ONA) | Keeps the register; only a registered architect may sign projects subject to a permit in the cases provided | When choosing a designer | Law 016-89 |
| Opinion-giving services (civil protection, networks, telecoms) | Give the opinions and approvals required for large projects | During review | RGC art. 21, 26-27 |
| Courts | Court of first instance for land oppositions; administrative court for appeals against administrative decisions | In case of dispute | Dahir of 1913, art. 32-37; Law 41-90 |
What does the commune do?
In brief
It is the counter and the signatory. Its president issues the permit after the committee’s opinion, gives reasons for any refusal, and issues the occupancy permit after the final inspection.
The commune is where you file. The general building regulation provides that the file is lodged at the commune’s registry against a numbered, dated receipt that serves as a certificate of admissibility (article 30). In communes of more than 50,000 inhabitants a one-stop shop for planning permits is set up; it is “the applicant’s single point of contact” and must inform on documents, circuits and the file’s progress (articles 10 and 12). The committees’ secretariat is provided by the commune’s planning services (article 25).
The commune is also the signatory. The building permit under article 40 of Law 12-90 is issued by the president of the communal council, who decides “in the light of the opinions and approvals” of the committee (article 35), must give reasons for any refusal (article 36) and notifies the decision by registered letter (article 40). The same president issues the occupancy permit and the certificate of conformity under article 55 of Law 12-90, after the final inspection of works (articles 41 and 42). Communal taxes linked to construction are paid to the commune before issuance, as the permit template annexed to the regulation recalls.
A practical consequence follows for anyone who lives far from the commune: the address you give at filing is where the registered letter will be sent, and the receipt’s number is what the one-stop shop will ask for when you call about the file’s progress. Keep both; they are your only handles on a procedure that otherwise runs without you.
What the commune does not do: it does not say what the plan d’aménagement allows on your parcel, that is the urban agency’s planning information note; it does not certify ownership, that is the land registry’s role; and it cannot override an unfavourable opinion from the urban agency.
What does the urban agency do?
In brief
It states the law of the land. Planning information note within two working days, preparation of planning documents, and a binding opinion in committee: without it, no permit.
The urban agencies are public bodies with legal personality and financial autonomy, created by the dahir-law of 10 September 1993 after the first three were set up in Casablanca, Fez and Agadir. According to the analysis by Hassan Chtouki, a jurist at an urban agency, they are charged with carrying out the studies for master plans, preparing the draft binding planning documents and conducting rehabilitation and restructuring operations; they now cover practically the whole territory.
For a private owner the urban agency intervenes twice. First through the planning information note, which it issues “to anyone who requests it” within a deadline not exceeding two working days (articles 6 and 7 of the general building regulation), stating the zone’s designation, prohibited uses, site coverage possibilities, setbacks and maximum height (article 8). Then in the review committee, of which it is a permanent member (article 21): article 35 provides that the permit may in no case be issued without the concurring opinion of its representative. That is the real lock of the procedure. The guide on planning documents explains what the agency puts in the note.
What do the prefecture, the province and the wilaya do?
In brief
They represent the State on every committee and the governor is charged with enforcing deadlines; since Law 66-12, site inspections also fall under him.
The prefecture or province is a permanent member of the review committee (article 21) and of the inspection committee (article 42). In communes of 50,000 inhabitants or fewer, it hosts the prefectural or provincial planning committee that reviews files (article 15). Article 49 gives the governors a supervisory role: they ensure that communes, administrations and public bodies respect the issuance deadlines, urge laggards to comply within a period they set, and “take the measures required where the delay persists”. The prefecture is therefore where you turn when a file is asleep.
Law 66-12 strengthened this role. According to the analysis published by Le360 at its promulgation, site inspections are entrusted to judicial police officers and auxiliaries of the authority attached to the wilaya, the prefecture and the administration, with power to order the immediate stop of a site in breach. The wilaya, the regional tier headed by a wali, coordinates the regional committees, notably on planning derogations.
What does the land registry do?
In brief
It establishes and keeps the proof of ownership. Registration, inscriptions, certificates, duplicates: nothing touching the right over the land happens anywhere else.
The Agence nationale de la conservation foncière, du cadastre et de la cartographie acts through its land registrars, appointed for each prefecture or province and charged “with keeping the land register” and “with carrying out the formalities and procedures prescribed for land registration” (article 9 of the dahir of 12 August 1913). The registrar receives registration applications, directs boundary surveys, records oppositions, registers or refers to the court, establishes the land title (article 52) and issues its duplicate to the owner (article 58). He also issues, to anyone who asks, a statement of the inscriptions on a title (article 61), commonly called the certificate of ownership.
After registration, he is still the one who inscribes every sale, mortgage or succession, and article 66 of the dahir recalls that a real right over a registered property exists against third parties only from that inscription. The registrar is personally liable for omissions or irregularities (article 97). The guide Land title vs melkia details the procedure.
What does the National Order of Architects do?
In brief
It keeps the register of entitled architects. It is with the Order, or its regional council, that you check an architect is registered before entrusting a project.
Created by Law 016-89 on the practice of the architectural profession, the Ordre national des architectes keeps the register of practitioners authorised to practise and oversees professional ethics. The general building regulation assumes its involvement at several stages: plans are drawn by the project’s designer, who may attend the committee to present them (article 29), and where an architect directed the works, the final inspection may be replaced by his certificate of conformity (article 45). The completion declaration template has a field for the architect’s name “where recourse to this professional is compulsory”.
The Order also matters when things go wrong. Professional ethics, fee disputes and complaints about a registered architect’s conduct are addressed to its regional councils before any court, and a certificate of registration dated within the year is what public clients ask for when they commission an architect; private clients can ask for the same document.
Before signing a contract, check the architect’s entry in the Order’s register; a plan signed by an unregistered person is not admissible where the law requires an architect. The cases in which one is compulsory are covered in the guide on Law 016-89. Built Morocco recommends no practitioner.
Who are the opinion-giving services?
In brief
Civil protection, the water, electricity and sewerage operators, telecommunications: they give their opinion in committee, mainly for large projects, and must do so within the deadlines.
For large projects the permanent members are joined by representatives of the civil protection directorate, the services responsible for telecommunications and the bodies managing the various networks (article 21). Non-permanent members are limited to the administrations whose opinion or approval is required by law (article 23). Two rules protect the applicant: these bodies “are required to decide, within their competence, within the set deadlines or, at the latest, during the meeting” (article 27), and their opinions “must in no way be conditioned on prior payment of fees for services” (article 28).
For a plot-division request, the committee also includes a representative of the land registry (article 22). Final connections to networks remain subject to each operator’s authorisation, as the permit template recalls.
And the courts?
In brief
The court of first instance decides oppositions to registration; the administrative court hears appeals against decisions of the commune or the urban agency.
Two courts may enter a project. The court of first instance of the property’s location receives registration applications burdened by oppositions that have not been lifted (article 32 of the 1913 dahir); a reporting judge prepares the case and the court rules on the existence and extent of the claimed rights (articles 34 and 37). The administrative court, under Law 41-90, hears appeals for annulment against decisions of administrative authorities, for instance a permit refusal the applicant considers unfounded, within sixty days of notification, after an optional prior appeal to the authority that took the decision. The guide on permit refusals details these routes.
When to consult a professional
When an intermediary saves time
An architect registered with the Order knows each administration’s circuits and may file and follow the file on your behalf (article 30 of the regulation). A notary or a land lawyer is the natural contact for the land registry on a registration, a succession or joint ownership. A lawyer in administrative law becomes useful as soon as an appeal against a decision is considered. This guide describes the roles; it does not replace an examination of your file.
Who issues the building permit, the commune or the urban agency?
The commune, through its president. But the urban agency holds a binding opinion: article 35 of the general building regulation forbids issuing the permit without its representative’s agreement in committee.
Whom do I ask for the planning information note?
The territorially competent urban agency, which must issue it within a deadline not exceeding two working days (articles 6 and 7 of the regulation).
Where do I obtain a certificate of ownership?
At the land registry the property depends on, which issues a statement of the inscriptions on the title (article 61 of the 1913 dahir).
What if the commune does not process my file?
Ask the one-stop shop first, which must inform you of the file’s progress (article 12). If the delay persists, write to the prefecture or province: article 49 charges the governor with enforcing the deadlines.
How do I check that an architect is entitled to practise?
By checking his entry in the register of the National Order of Architects, kept by the Order and its regional councils.
Sources
- Kingdom of Morocco (2013). Decree 2-13-424 of 24 May 2013 approving the general building regulation, with annexes. Bulletin officiel 6174 of 1 August 2013, reproduced by FAOLEX. https://faolex.fao.org/docs/pdf/mor134797.pdf
- ANCFCC. Compendium of legal texts on the land registration regime (dahir of 12 August 1913 as amended). Reproduced by FAOLEX. https://faolex.fao.org/docs/pdf/mor205081.pdf
- Chtouki, H. (2011). La planification urbaine au Maroc : état des lieux et perspectives. FIG Working Week 2011, Marrakech. https://www.fig.net/resources/proceedings/fig_proceedings/fig2011/papers/ts06a/ts06a_chtouki_5236.pdf
- Azmi, I. (2016). Infractions immobilières : les promoteurs haussent le ton. Le360, 28 November 2016. https://fr.le360.ma/economie/infractions-immobilieres-les-promoteurs-haussent-le-ton-97227/
- Kingdom of Morocco (1993). Law 41-90 establishing administrative courts. Reproduced by ICNL. https://www.icnl.org/wp-content/uploads/Morocco_admincourt.pdf